Individual Medical Plans Family Medical Plans Employer - Group Medical Plans Short Term Medical Plans Health Savings Account (HSA Plan) Discount Plans Individual and Family Plans: If you are looking for a health plan because you are self employed or not covered by an employer group plan, we can help you. You get maximum lifetime benefits Worldwide medical coverage Choice of doctors and hospitals Specialists without a referral Plan Types: Network plans - Choose from doctors and hospitals that have offered lower rates for services. The lower fees mean lower rates and deductibles. Traditional plans - Choose any doctor or hospital you wish. Health Saving Account ( HSA ) A federally qualified high deductible health plan and a tax sheltered HSA. The premiums are less than a traditional plan and covers expenses that exceed the deductible. This may cover smaller bills and other expenses not usaully covered by health insurance with pre tax dollars if you open an HSA Plan. Since the funds roll over each year tax free, an HSA plan helps you save for the future. Short Term Medical Plans: This type of plan is for people who are waiting for employer group coverage, are laid off from work, on strike, just out of school, a seasonal employee, retired early or waiting for Medicare. It is temporary health insurance for a period of 30 to 365 days. Employer Group Medical Plans: Group plans with high quality and dependable health insurance customized to the employees needs. Plan types: Consumer Choice Major Medical Healthy Lifestyle Discount Plans: These plans can save you 20, 25 and up to 40 % on Doctors and hospitals. Up to 50 % on vision and dentists. Up to 30 % on prescription medications. These plans are not insurance. Prescription Discount Plan Dental-Vision Discount Plan Medical Discount Plan Contact our representatives for more information and to see which plan is right for you. |
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