This calculator will allow you to figure out your payment for different loan amounts,
interest rates, and amortization terms.
Loan Calculator
Loan amount ($):
Interest rate (%):
Term (years):
Additional monthly payment ($):
Monthly payment ($):
Total interest ($):
Average monthly interest ($):
Number of years:
Loan Calculator + Valuing Collateral
New Visions financial
Group Inc.
Valuing Collateral
            Collateral  Type                                   Bank
                 House                              market value x .75 minus
                                                              Mortgage value

                  Car                                             Nothing

  Truck&Heavy Equipment                 Depreciated Value x . 50
        Office Equipment                                  Nothing
       Furniture & Fixture                     Depreciated Value x .50
     Inventory Perishables                              Nothing
              Jewelry                                            Nothing
               Other                                          10% to 50%
          Receivables                               Under 90 days x .75
        Stocks & Bonds                                 50% to 90%
         Mutual Funds                                       Nothing
                 IRA                                                100%
      
                  Source:  U.S. Small Business Administration